Loading dispatch status…
Checking same-day dispatch window…
Creditor Process Serving · Wayne · Oakland · Macomb

Process serving for creditor practice. Built for the post-judgment work where finding the subject matters more than serving them.

Post-judgment exam summons. Debtor disclosures. Writs of garnishment. Subjects who moved without leaving forwarding addresses. Detroit's creditor practice runs on locate work as much as service work. Civic Process Services performs skip tracing, civil service of process, and writ enforcement for collection-focused law firms and creditor practices across Wayne, Oakland, and Macomb counties — with skip-trace-first methodology and outcomes-tied pricing on locate work.

Currently accepting new creditor practice clients · Quotes within 2 business hours
"

A $14,000 judgment was sitting uncollectable. The debtor had moved twice in 18 months; the prior vendor returned three unsuccessful attempts at stale addresses. We deployed skip-trace verification across utility records, vehicle registration, voter records, and known associates. New address located in Hamtramck. Personal service of the post-judgment exam summons completed on the second attempt. The debtor appeared. Writ of garnishment issued. Judgment recovered within ninety days.

Anchor Case · Creditor Practice · Wayne County
i. Skip-Trace First

We verify the subject's current address before service is attempted, not after a failed attempt wastes the file. Cross-referenced against utility records, vehicle registration, voter records, and known associates.

ii. Full Post-Judgment Toolkit

Exam summons under MCL 600.6110. Debtor disclosure subpoenas. Writs of garnishment, periodic and non-periodic. Orders to show cause. The full workflow, one vendor, judgment to recovery.

iii. Outcomes-Tied on Locate Work

Skip-trace fees refunded if the subject cannot be located within 14 days. The worst frustration of creditor practice — paying for skip-traces that don't produce an address — eliminated.

Bonded
Insured
Federally Vetted Vendor · CAGE 1GJJ8
Michigan State Registered
Why Creditor Practices Choose Civic

Most failed serves in creditor practice aren't service failures. They're address failures.

Generic process serving works fine when the subject's address is current. Creditor practice rarely has that luxury. The debtor has moved, the file is six months old, the firm's prior vendor returned three failed attempts, and the partner is asking why the writ hasn't issued. That's the work we're built for.

Locate Work Before Service Work

Most failed serves in creditor practice aren't failures of service — they're failures of address verification. Our skip-trace methodology runs first, not after a wasted attempt at a stale address. Cross-referenced against utility records, vehicle registration, voter records, and known associates before any service attempt is made.

Full Post-Judgment Toolkit

Exam summons under MCL 600.6110. Debtor disclosure subpoenas. Writs of garnishment, periodic and non-periodic. Orders to show cause and contempt motions. We work the entire post-judgment workflow, not just the initial complaint — which means one vendor manages the file from judgment to recovery.

Outcomes-Tied Billing on Locate Work

Skip-trace fees are refunded if the subject cannot be located within 14 days. That eliminates the worst frustration of creditor practice: paying for skip-traces that don't produce an address. Service fees remain standard, but locate work is structured around what actually works.

How It Works

Three steps. One operator.

Every assignment runs through the same workflow. No app, no support ticket, no contractor handoff. Just clean execution and court-compliant documentation.

1

Submit

Send the assignment by 2 PM via the quote form, email, or text. We confirm receipt and quote within two business hours.

2

Serve

First attempt within 24 hours. GPS-stamped field notes after every attempt. Detroit-fluent execution on hard cases.

3

Affidavit

Court-ready affidavit, notarized at point of service, returned within 24 hours of completed service. Ready to file.

What You Get
First attempt within 24 hours. GPS-stamped field notes after every attempt. Court-ready affidavit, notarized at point of service, returned within 24 hours of completed service.

Anything less isn't service of process. It's a delay with a receipt.
The Civic Standard
Our Creditor Practice Starter Engagement

The Recovery.

For matters where the judgment is sitting uncollectable and the debtor's last known address is stale.

The judgment was entered. The prior vendor returned three unsuccessful attempts. The address on file is six months old. The debtor has moved without leaving a forwarding address. The Recovery is built for exactly this moment — when locate work matters more than service work, and the firm needs a vendor that runs skip-trace first.

One flat fee covers skip-trace verification across multiple data sources, one documented service attempt at the verified address, and a court-compliant affidavit. If we can't locate the subject within 14 days, the skip-trace fee is refunded and the service fee is waived.

Request The Recovery
What's Included
  • Skip-trace verification across utility records, vehicle registration, voter records, and known associates
  • Cross-reference of prior addresses, employers, and family contacts where available
  • One documented service attempt at the verified current address
  • Court-compliant affidavit notarized at point of service
  • 14-day refund guarantee on skip-trace fee if the subject cannot be located
$325 flat $150 skip-trace + $175 first service attempt · skip-trace fee refunded if subject cannot be located within 14 days
What We Do

One vendor for every step of post-judgment recovery.

From the skip-trace that locates the debtor to the writ of garnishment that recovers the judgment, every file moves through the same operator, the same dispatch line, the same documentation standard. Locate work, service work, and filing work — one vendor relationship.

Skip Tracing

Address verification for judgment debtors, evasive defendants, and subjects who have moved without forwarding addresses. Cross-referenced against utility records, vehicle registration, voter records, public records, and known associates. Standard turnaround is 48 hours; expedited turnaround available.

Process Serving

Personal, substituted, and alternative service for post-judgment matters — exam summons under MCL 600.6110, debtor disclosure subpoenas, writs of garnishment, and orders to show cause. Three documented attempts standard. Court-compliant affidavits notarized at point of service, returned within 24 hours.

Document Retrieval

Certified copies of judgments, abstracts of judgment, and prior orders from Wayne, Oakland, and Macomb circuit and district courts. Pickup-and-deliver service for writ application support and recording at the Register of Deeds.

Court Filing & Running

Same-day filing of writs of garnishment, motions for examination, and post-judgment motions across Wayne, Oakland, and Macomb circuit and district courts. Pickup-and-deliver service for time-sensitive filings.

Monthly Retainer

Predictable monthly billing for collection firms and creditor practices with ongoing volume. Locked per-serve and per-trace rates, dedicated dispatch line, Net-15 invoicing, priority routing on writs of garnishment, and consolidated monthly affidavit reports for your records and audit trail.

Stakeout & Surveillance

Available for matters where evasive service has been documented. Rarely required for routine collection work, but offered as a flat-rate 4-hour package for matters involving debtors actively avoiding service or about to abscond before a writ can be executed.

How We Compare

National platform, or local accountability.

Both options have their place. Here's an honest read of where each one wins — and where Civic was built for.

Tier 1 Tech Platform

Proof, ABC Legal, One Legal

Independent contractor, paid per attempt
App support tickets — no direct phone
Generic field notes, no local context
Standardized affidavit template
Best for routine, high-volume nationwide service
Civic Process Services

Detroit Metro · Bonded · Vetted

Same operator on every assignment
Direct phone, dispatch email, real human
Detroit-fluent field knowledge
Court-ready affidavit, notarized at point of service
Best for hard cases, deadline pressure, Detroit accuracy
Trusted by Detroit Metro Legal Teams

What clients say.

Verified Google reviews from recent Civic clients. Read all reviews on Google →

I'd give 6 stars if I could. Probably the most communicative service provider I've ever worked with, and I've worked with hundreds in my career. Phone calls, SMS, email — proactive communication and will also respond swiftly when I need help.

Nemo Chu
Google Review · ★★★★★

Ali was easy to work with. Very professional and timely with his deliverables. We would definitely use him again.

K.M. Hidayathullah
Google Review · ★★★★★

Great communication, fast service and reasonably priced. Would use them again in the future.

Debra Bush
Google Review · ★★★★★
About Civic

A Detroit operation, built for legal teams.

Civic Process Services is a Detroit-based process serving company. We work exclusively with law firms and legal departments in Wayne, Oakland, and Macomb counties.

We are not a national platform. We don't manage a contractor network from out of state. Every assignment runs through the same operator, with the same standards, on the same phone line. When a paralegal calls Civic, they get a person — not a ticket queue.

The firms that work with us file high-stakes matters under tight deadlines. Family law motions on the eve of trial. Landlord-tenant volumes that compound daily. Personal injury subpoenas with statute-of-limitations clocks running. The work demands accuracy, urgency, and documentation discipline. That's what we built Civic for.

Bond
$10,000 Surety
Insurance
Liability & E&O
CAGE Code
1GJJ8
UEI
K8H7PQ8M5HH5
Notary
Active Commission
State Registered
Michigan Vendor
Frequently Asked

Questions creditor practice paralegals ask.

Our skip-trace methodology cross-references utility records, vehicle registration, voter records, employment data, and known associates to verify a subject's current address. Standard turnaround is 48 hours. We don't publish a single success rate because honest skip-trace success depends heavily on data freshness and the subject's avoidance behavior — but for matters where the subject has remained in Michigan and maintains any current address footprint, we typically produce a verified address within the 48-hour window. If we can't locate within 14 days, our skip-trace fee is refunded.
The Recovery is our creditor practice starter engagement — $325 flat ($150 skip-trace + $175 first service attempt). Includes skip-trace verification across multiple data sources, one documented service attempt at the verified address, and a court-compliant affidavit notarized at point of service. If we can't locate the subject within 14 days, the skip-trace fee is refunded and the service fee is waived. Designed for files where the prior vendor returned unsuccessful attempts at stale addresses.
Yes. Post-judgment exam service under MCL 600.6110 is core creditor work for us. Personal service standard; three documented attempts before substituted service is considered. Court-compliant affidavits notarized at point of service, returned within 24 hours of completed service. Documentation supports any subsequent contempt motion or writ application.
Yes. Writ of garnishment service on employers, banks, and third-party garnishees. Standard turnaround within 48 hours of receipt. For writs where the garnishee is a corporate registered agent in Wayne, Oakland, or Macomb counties, service is typically same-week. Court-compliant affidavit returned within 24 hours of completed service for filing with the issuing court.
Our service area is Wayne, Oakland, and Macomb counties. For debtors who have moved out of state, we can still complete skip-trace work to verify their new location, but service of process will need to be referred to a vendor in the destination state. We can recommend a vetted process server in most major U.S. metro areas through our network.
Locked per-serve rates for post-judgment service, locked per-trace rates for skip-tracing, Net-15 invoicing, dedicated dispatch line, and consolidated monthly affidavit reports. For collection firms running 30+ serves per month, monthly retainer pricing typically produces meaningful savings versus per-engagement billing, with priority routing on time-sensitive writs and exam summons.
Yes. Subpoena service on debtors, employers, banks, and third-party witnesses. Same-day dispatch when submitted by 2 PM Eastern. Court-compliant affidavits notarized at point of service. For complex multi-party subpoena service, we coordinate timing to ensure all witnesses are served before the disclosure deadline.
Yes. $10,000 surety bond, full liability and errors-and-omissions insurance, active notary commission for point-of-service affidavit execution, Michigan State Registered Vendor, and federally vetted (CAGE Code 1GJJ8, UEI K8H7PQ8M5HH5). Diligence file available same-day on request.
Request a Quote

Tell us about your post-judgment workflow.

Volume of writs and exam summons, skip-trace needs, current vendor situation, target turnaround, and any specific operational requirements. We'll send a written quote with per-serve and per-trace rates within two business hours.

For files where the debtor has moved and the prior vendor returned unsuccessful attempts at stale addresses, mention The Recovery — our $325 skip-trace-first starter engagement with locate work refunded if the subject can't be found within 14 days.

Response within 2 business hours Monday – Friday, 8:00 AM – 6:00 PM Eastern

No retainer required. First serve is pay-on-completion for new firms. We respond within 2 business hours during business days.